Product Highlights. 15% Off at the KLIA Transit Gate with Bank Islam Visa Card-i (Credit/Debit) Promotion . BANK ISLAM CREDIT CARD-i TERMS & CONDITIONS Effective January 2019 Page 1 of 24 1. The Islamic credit card also offers insurance products compliant with Islamic finance such as Takaful (Islamic insurance). A credit card under the Tawarruq concept then means the bank … Balance Transfer. Overview The terms and conditions herein shall apply to all cards and supplementary cards issued by Bank Islam Malaysia Berhad (‘the Bank’). %PDF-1.5 Promotion Period from 1 November 2020 – 31 January 2021 Some banks will accept application for an Islamic credit card from expats that meets the minimum required income and with a valid working visa that is longer … Bank Islam Gold Card Features Well since this is a Shariah-compliant credit card, it can only be used for transactions at Halal merchants. Empowering community beyond business. The highest annual interest rate is 17.5% p.a. Bank Islam Cards. Bank Islam Visa Tabung Haji Debit Card-i Campaign. Tick here … Under this free complementary Takaful coverage, you will be insured against death and total permanent disablement up to RM100,000 respectively. All rights reserved. The Bank Islam Easy Payment Plan allows you to convert any purchase amount of RM150 or more into smaller installments with 0% interest, with tenures of up to 36 months. So, before you go shopping please make sure to double-check if the merchant meets the card requirements. Apply. Apply for Bank Islam Explorer Platinum Card-i by Bank Rakyat. Open WhatsApp now. LEARN MORE . This is because under Islamic requirements, tangible assets must underlie all transactions. Financing you and your business. I agree to be contacted by RinggitPlus via WhatsApp regarding my application, Bank Islam Gold Visa Card-i Terms and Conditions, Bank Islam Gold Visa Card-i Product Disclosure Sheet, Bank Islam Visa Infinite Business Credit Card-i, Best Free Airport Lounge Access Credit Cards, Guide to Buying Your First Insurance Plan. From the second year onward, you need to pay an annual fee of RM15.90 to enjoy an unlimited cash withdrawal at ATM machines all year round. – Manage your funds with ease and security – ATM Withdrawal limit of up to Rs 50,000 – POS payment limit of Rs 150,000/day – Up to Rs 150,000 daily transfer limit Bank Islam Credit Card-i Balance Transfer (BT), Retail Spread Value Plan (RSVP), & Cash Withdrawal Campaign. Pay to your billers, Bank Islam Credit Card-i or financing accounts instantly. 7 debit cards. RM50 or 5% of outstanding amount, whichever is higher. Apart from the interest savings, you have the chance to save on annual fees too. Once you have opened a savings, current or Al-Awfar account with Bank Islam, the Visa Melaka United Debit Card-i will be issued to you, at a small charge of RM12.72. I hereby give my consent to the Bank to collect, process, and continue to use the information disclosed by me for a maximum period of one month from the date this form is submitted for the purpose of this application, cross selling, marketing, and promotions whatsoever including offers and competitions and disclosure my … Pre-authorization for payment using Bank Islam Credit Card-i? You can expedite the credit card application process by having the necessary information on-hand, as outlined below. Unlike most credit cards, Bank Islam cards come with a minimum interest rate of 13.5% per annum rather than 15%. Supplementary – B$125. Apply for Public Islamic Bank Visa Gold Credit Card-i by Public Bank. If you use your Bank Islam Credit Card-i to make payment for other financing, it may cost you more Payment Difficulties If you have problems paying for your Bank Islam Credit Card-i balances, contact us early to discuss payment alternatives 9. So, before you go shopping please make sure to double-check if the merchant meets the card requirements. The cardholder can truly enjoy a rewarding experience by using the Dubai Islamic Bank credit card. Types of Bank Islam Credit Card-i 1. The highest annual interest rate is 17.5% p.a. Fees. Click to find out more about Visa Promotion “Hotel” for Bank Islam Visa Card-i. The highest annual interest rate is 17.5% p.a. RM 60.00. <>>> Eligibility Criteria of Dubai Islamic Credit Card Minimum salary of AED 5000 - AED 25,000 is required per month UAE residents of minimum 18 years old are eligible Both … The Emirates Skywards DIB Infinite Credit Card Get bonus Skywards Miles and earn Miles on all your spends. %���� Bank Islam Gold Card Features Well since this is a Shariah-compliant credit card, it can only be used for transactions at Halal merchants. 0.0 % p.a. The card can also play the role of loyalty card through bonus points that are exchanged for various benefits. You will need to be at least 21 years old and have a monthly income of at least RM7,000 to apply for Bank Islam Platinum Card-i. LEARN MORE . Get latest promotions and freebies from Bank Islam Do a balance transfer with p.a to your account for more cash in hand! Bank Islam cardholders can also use their credit cards as a medium to make their Zakat contributions. On top of that, there is no joining fee for this Islamic credit card. What are the eligibility requirements for Islamic credit cards? Adopting the concept of Tawarruq the contract period for this card is 3 years. Product Highlights. Profit Rate From 13.0 % p.a. Other than that, this card gives you access to round the clock 24 hours customer service. Types of Dubai Islamic Bank Credit Cards. <> endobj The process and requirement to apply for Islamic credit card is the same as applying for a conventional credit card. Let's get one and avoid usury! Just JomPAY your bills to more than 5,000 billers DuitNow Paying your friend is easier with GO. Not only that the Bank Islam Gold Visa Card-i is recognized worldwide but it also lets you to perform emergency cash withdrawal while you're traveling overseas. Personal Financing; Home Financing; Vehicle Financing; Guide for Consumer on Reference Rate; Agent Banking; Wealth Management. … Our credit card experts, also recommend you to check out other similar credit cards such as Bank Islam Gold Credit Card-i and HSBC Amanah MPower Platinum Credit Card-i, which may match your requirements. Study about Islamic credit cards is very essential and some studies have done on it. I'll need to ask you a few more questions to complete your application. 0.0 % p.a. Bank Islam TruRewards Program. Bank Islam EPP offers payment terms of 3, 6, 12, … * card expiry (mm/yyyy) * / mobile no. The same concept is also used for Islamic credit cards where a customer will purchase a commodity from the bank on a cost plus profit basis. The Islamic concept card that allow only Halal transaction. Examples of Islamic credit card that uses this concept in Malaysia is Bank Islam’s Platinum Visa Credit Card – i and Gold & Classic Credit Card – i. Ujrah. Amal. Bank Islam Gold Visa Card-i - Worldwide Recognition. Bank Islam Classic Visa Card-i. Profit Rate From 15.0 % p.a. Bank Islam Cards. Whether it’s getting a new refrigerator, TV set, computer or just putting some new wheels on your car. These expenses are sometimes inevitable, so why not use a really good installment plan to pay for it with. Bank Islam Cards. To apply for a Bank Islam card, the principal cardholder will have to be at least 21 years old, while the supplementary cardholder is to be at least 18 years old. I'll need to ask you a few more questions to complete your application. Approval from FSA 2013 would be required upon graduation from the sandbox. Now then, like most people there comes an occasion that we want to make purchases over our savings budget. Save more with our non-compounding charges credit cards. Apply for Bank Islam Classic Visa Card-i by Bank Islam. x��=�r����?��. Looking for more options to choose from? Up to 5.0%. BANK ISLAM CREDIT CARD-i TERMS & CONDITIONS Effective October 2019 Page 1 of 24 1. 0. Enjoy Competitive rates with Bank Islam Infinite Visa Credit Card-i Feeling the pinch from impulsive and compulsive credit card spending? The card is also embedded with the latest SMART Chip Technology which would now mean that your payment is made swift and contact-less. U.S. Bank offers many different types of credit cards ranging from a secured credit card to a premium travel rewards credit card.If you want to apply for one of these U.S. Bank credit cards, you may be interested in your likelihood of being approved.. BIBD rewards you with Hadiah points whenever you make purchase with your BIBD Debit or Credit Cards and you can check your Hadiah Points balance directly on your mobile with BIBD NEXGEN Mobile app. No annual fees for that year! Disclaimer: All generated credit card numbers are valid, but have no real value, credit cards are not real and are used for testing and verification purposes only © 2021 Jirnexu Sdn. �������� ��r�y���;S�{�w"�դ�#�>�:�q�}霮�1-� �����kxz�jp�����;�C�v:�ϸ�+�?�ړG3��ldž5�Mf@�i��A�v�A]����5k6�. RM5 or 1% of outstanding amount, up to a maximum of RM50. Age of … RM 150.00. Sales and Service Tax. From the second year onward, you need to pay an annual fee of RM15 to enjoy an unlimited cash withdrawal at ATM machines all year round. Bank Islam Platinum Visa Credit Card-i - Swipe 12x, no annual fee The annual fee of RM411.28 may seem substantial, albeit reasonable, given the perks that come together within this Platinum card. Earn Skywards Miles on all your spends, and redeem them for flights or a host of other travel and lifestyle benefits with Emirates and Emirates Skywards partners. On top of that, there is no joining fee for this Islamic credit card. Bank Islam EPP offers payment terms of 3, 6, 12, 18, 24 and 36 months at ZERO interest when purchasing from selected retail merchants. However, there is always the Bank Islam Installment Payment Plan that offers the same deal, but everywhere else. Bank Islam Credit Card-i; Bank Islam Debit Card-i; Form & Programs for Bank Islam Card-i; TruRewards Loyalty Programme; Promotions; List of Campaign Winners; Financing. Whether you are Muslim or not, you can apply for an Islamic credit card. You will need to earn within the card’s minimum annual income requirement, have good credit as well as fulfil the employment requirements, among others. Minimum annual income differs from card to card. Yes, it's totally free! Bank Islam Gold Card Features. Compare all Bank Islam debit cards and find the one that best meets your needs. Also, when applying for this card be sure to set a profit margin that works best for you. Bank Islam Credit Card-i (BIC-i) Bank Islam Credit Card-i (BIC-i) is a Visa/MasterCard Credit Card-i, with a line of financing granted by Bank Islam to Cardmember and where any amount of the financing utilized by Cardmember has not been settled in full on or before the due date, the unsettled amount will be subject to profit charges. Bank Islam Visa Classic Credit Card-i: Requires annual income of RM 24,000.00 for all applicant.Waived when 12 swipes per year. The halal credit card cannot be used to buy products and services that are not conform with the Islamic Sharia. N���j�W�����-�6������|�ݫ͋�������>�F�~||��H�}Ԧm {~X�� Bhd. Deposit & Financing Rates . Annual Fee. Each and every DIB credit card is loaded with exclusive features, benefits, and rewards. endobj 3 0 obj Each credit card issuer has its own minimum annual income requirement. 1 TruPoints will be awarded to you for every Ringgit you spend on your Gold Visa Card-i. Once you have opened a savings, current or Al-Awfar account with Bank Islam, the Selangor Red Giants Visa Debit Card-i will be issued to you, at a small charge of RM12. Adopting the concept of Tawarruq the contract period for this card is 3 years. <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> Annual Fee: Principal Cardholder – B$250*. Requirements. N/A. The Bank Islam Gold Visa Card-i now provides you with free takaful coverage on outstanding balance & funeral expenses. If you are looking to apply for the supplementary card, you will need to be at least 18 years old. On top of that, there is no joining fee for this Islamic credit card. Remember to always research the best credit cards before applying! As to which card is a simple process that can give you more power. Infinite Visa credit Card-i “ Stay Cool ” Campaign card image Debit card image Debit Name! Best for you Emirates Skywards DIB Infinite credit card spending the Gold cards cost 548 riyals the. Under Islamic requirements, tangible assets must underlie all transactions of 13.5 per. Rm100,000 respectively is loaded with exclusive Features, benefits, and rewards Plan that offers the as. Than 15 % jirnexu is an approved participant in the BNM Fintech Regulatory.... Do you KNOW any of Bank Islam Gold card Features Well since is! Simple process that can give you more purchasing power and help you build your credit history 5! 13.5 % per annum rather than 15 % Off at the KLIA Gate! Halal credit card free complementary Takaful coverage at a fixed amount of RM1,000 requirements tangible... Rates for various Bank Islam Visa Card-i billers, Bank Islam Gold card Features Well since this is simple. Having the necessary information on-hand, as outlined below a year and voila complementary Takaful at! 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